In the Empire State, car owners are mandated by liability laws to bear Car Insurance New York when using their vehicles. If this is not met and a police officer finds out, you will be given a ticket and you could end up losing your car. Most of those who ignore this law do so because they find the high cost of insurance premiums prohibitive, forcing them to drive illegally. Now before you make up your mind about hitting the streets without first settling your insurance papers, think about the potential penalties you could incur. When you learn about what you might have to shoulder in punishment and fines, you’ll be better able to make an informed choice on driving with no coverage.
For car insurance New York electronically monitors activity via the Department of Motor Vehicle. What happens is that during registration, your insurance provider and the DMV will check their databases to see if your policy is in good standing. If not, your provider will notify the DMV electronically and you’ll have to show an alternative proof of insurance. Failure to do so will cause your vehicle registration to be suspended. In order to get it reinstated, you will have to get a new insurance policy and pay for processing fees.
They are not the only ones with the power to suspend registration for failure to have Car Insurance New York coverage. Aside from the DMV, the police force may also apprehend you. When a police man asks you to pull over for any traffic violation or suspended registration, you will need to show your insurance papers. Failure to present a legitimate insurance ID to the officer will cause you to either be given a ticket or have your vehicle impounded. The severity of your penalty will depend on your luck and convincing powers as the officer will decide based on his mood and your previous driving record. Whichever punishment you get, you can be sure that the process of sorting things out will cost you a lot.
When you go to court for your infraction, you will have to stand in front of a judge and present some evidence of insurance when the alleged violation occurred. If you are successful in doing this, your fines will be put aside. If not, you need to be ready to pay as high as $1200 for the ticket. In addition, the presiding judge can compel you to bring an SR-22 whenever you drive. What this means is that your insurance provider will testify before the court that you have coverage for an X amount of years.
As you see, when driving with no car insurance New York can be an expensive place to be in. For protection against excessive ticket fines and legal fees, it is wiser to spend upfront for vehicle insurance. The cheapest policy is enough to please the various government departments, so call your agent today.
For car insurance New York electronically monitors activity via the Department of Motor Vehicle. What happens is that during registration, your insurance provider and the DMV will check their databases to see if your policy is in good standing. If not, your provider will notify the DMV electronically and you’ll have to show an alternative proof of insurance. Failure to do so will cause your vehicle registration to be suspended. In order to get it reinstated, you will have to get a new insurance policy and pay for processing fees.
They are not the only ones with the power to suspend registration for failure to have Car Insurance New York coverage. Aside from the DMV, the police force may also apprehend you. When a police man asks you to pull over for any traffic violation or suspended registration, you will need to show your insurance papers. Failure to present a legitimate insurance ID to the officer will cause you to either be given a ticket or have your vehicle impounded. The severity of your penalty will depend on your luck and convincing powers as the officer will decide based on his mood and your previous driving record. Whichever punishment you get, you can be sure that the process of sorting things out will cost you a lot.

As you see, when driving with no car insurance New York can be an expensive place to be in. For protection against excessive ticket fines and legal fees, it is wiser to spend upfront for vehicle insurance. The cheapest policy is enough to please the various government departments, so call your agent today.